You work to ensure their future

We work to ensure yours

We specialize in retirement planning for educators.
We’ll talk with you in plain language about the condition of your current retirement plan, and present you with immediate opportunities for:

● Elimination of Risk
● Lifetime Income Options
● Tax-Free Distribution Strategies

Help us help you negotiate our troubled economy, and ensure your own future is secure; call or click for a appointment to discuss your financial plan. We’ll offer your our wisdom and expertise at no cost – in an informative, pleasant, no-presure, painless conversation. Promise.

Read our mission statement here

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California Educators

It’s time to take control of your retirement

Carington Financial and Insurance Services specializes in guiding educators in California in sound retirement planning.

With our years of financial and insurance services experience, we guide teachers in developing sound and secure retirement plans. We can help you create an Asset Class which can grow tax free and without exposure to market devaluation.

By creatively engineering Retirement & Estate Planning, our unique approach applies time tested wisdom and keeps you safe and secure in today’s volatile environment. Ideally, by helping our clients understand a methodology that has been proven by over a hundred years of evaluation, they can build and maintain this Asset Class so that it offers true Liquidity, Use & Control of their money. When the unexpected occurs, one can be free from having to liquidate investments during a period of market volatility or when values are down.

Working in concert with a panel of highly specialized tax attorneys, accountants and real estate professionals, our aggressive use of Advanced Planning Life Insurance Strategy concentrates on accelerating your retirement in a safe and effective manner. Moreover, by often utilizing other people’s money, our proven methodology adroitly conserves much needed capital especially during these times of scarcity.

Featured Book Excerpt

In this month’s book excerpt we’re featuring an entire chapter from Patrick Kelley’s “The Retirement Miracle.”

Chapter 10 – Never Lose Money

“With Indexed Universal Life Insurance, you will never lose money due to a market decline… ever! How good is that?

(End of chapter. Really!)”

Receive a free copy of Patrick’s book, compliments of Carington.

Click here to get your free copy.